• Home
  • About
    • Terms and Conditions
  • Best Destinations
  • Getting Lost
  • Stories and Travel Info
  • Travel Tips
  • World Travel
  • Contact

Turn of the World

5 COMMON TRAVEL INSURANCE QUESTIONS AND MISCONCEPTIONS ANSWERED

Best Destinations - Amanda - September 8, 2017


Travel insurance is a prerequisite to be bought before you start your trip, excluding the fact for how long you are traveling.

Travel insurance is an emergency care when things unexpectedly go wrong. It depends on the policy you buy, whether it’s when your luggage is lost by the airline, or you fall from hiking, or you need to cancel or cut your trip short under some uncertain circumstances. It’s not to be confused with health insurance.

Travel InsuranceIs travel insurance just health insurance?

Travel insurance is much more than health insurance. Except a medical emergency, travel insurance covers you for trip cancellation, trip interruptions, and emergency transportation you may need to get to the nearest hospital fast.

How does the insurance actually work?

Contact the emergency assistance team and they can help make arrangements and approve costs if it’s a major medical emergency needing overnight hospitalization or emergency repatriation. You need to claim reimbursement from your insurer for all other situations, including day admission to hospital. Be sure to keep all documentation, file any necessary police reports, and save all receipts. Companies don’t reimburse you based on your word.

Is the travel insurance necessary if my Credit Card offers some risk coverage for traveling?

Yes! Some do offer protection against stolen goods, medical emergency, and trip cancellations if you have booked a trip with that credit card but even the best credit cards offer the least risk coverage. You must dive deeper to understand every bit of the company’s policy in case, you want to trust credit card risk coverage. You might be paying a huge amount for a limited coverage. Also, make sure that the policy is activated before the trip.

Does Travel insurance work in my Home Country?

Well, this depends on the policy you opt and where you can travel to. You need to check this carefully with your insurance company and you might ask for a suitable policy that covers risks as per your requisite. Some travel insurance policies, do cover you at home, but you need to check for limitations.

Why do the online reviews of all travel insurance sucks?

It is generally observed that after buying the policy people make assumptions about the coverage without reading the policy. So, they yell on the company when something isn’t covered or when lacking supporting documents to support their claim and write a nasty review online.

No offense but if you’re going in with no documentation, no proof you owned what you lost, or you want to make a claim for something that is specifically excluded from the policy, you should expect to get denied. Is the reimbursement process fun? No. It’s a lot of paperwork, but when you have all your ducks in a row, you get reimbursed. It doesn’t mean insurance is a bad idea while you read the reviews by users who didn’t read their policy well. It just means people don’t follow instructions.

The post 5 COMMON TRAVEL INSURANCE QUESTIONS AND MISCONCEPTIONS ANSWERED appeared first on Geeky Traveller.

 0 0

Share This Post!

Amanda

About Author / Amanda

No Comment

Leave a Reply Cancel Reply

Your email address will not be published. Required fields are marked *

Previous Post
Next Post

About Me

About Me

Hey! It’s Amanda from Turn of the World. I started my blog to share some more personal travel tips with the world! I grew up in New Jersey and always though that there was more to life than my home town. When I turned 22 I decided it was time to explore and saved all my pennies to travel the world for a year. That was 2 years ago and I haven’t stopped since. I find ways to work while I travel and make some money writing online to enable my travel-bug.

More

Follow Us

Tweets by @turnthe_world

Recent Post

  • 11 Tips To Have A Fun And Safe Family Adventure Holiday
  • Enjoy Northern Italy Tours with Family and Friends
  • Netherlands travel: gather memories for a lifetime
  • Nicaragua tourism
     Nicaragua tourism: Make new memories on a trip
  • Srilanka tourism: Explore the Serene World beyond India

Hand Picked Posts

  • Travel Tips

    11 Tips To Have A Fun And Safe Family Adventure Holiday

    April 20, 2018
  • Best Destinations

    Enjoy Northern Italy Tours with Family and Friends

    April 10, 2018
  • World Travel

    Netherlands travel: gather memories for a lifetime

    March 29, 2018
  • Nicaragua tourism World Travel

     Nicaragua tourism: Make new memories on a trip

    March 27, 2018
  • Best Destinations

    Srilanka tourism: Explore the Serene World beyond India

    March 25, 2018

Archives

  • April 2018
  • March 2018
  • February 2018
  • January 2018
  • November 2017
  • October 2017
  • September 2017
  • July 2017
  • May 2017
  • April 2017
  • March 2017
  • January 2017
  • December 2016
  • November 2016
  • October 2016
  • September 2016
  • August 2016
  • July 2016
  • June 2016
  • May 2016
  • April 2016
  • March 2016
  • February 2016
  • January 2016
  • December 2015
  • November 2015
  • October 2015
  • September 2015
  • August 2015
  • July 2015
  • June 2015
  • May 2015
  • January 2015
  • December 2014
  • November 2014
  • October 2014
  • September 2014
  • July 2014
  • June 2014
  • March 2014
  • February 2014
  • January 2014
  • December 2013
  • November 2013
  • October 2013
  • September 2013
  • August 2013
  • July 2013

Categories

  • Best Destinations
  • Getting Lost
  • Stories and Travel Info
  • Travel Tips
  • World Travel
April 2018
M T W T F S S
« Mar    
 1
2345678
9101112131415
16171819202122
23242526272829
30  
  • Home
  • About
  • Terms and Conditions
  • Contact/Advertise